Phone Processing Merchant Account Rates
The following lists our phone processing rates. This allows you to charge any credit card by using any touch tone phone. The card may or may not be physically present.

ServiceIndustry AverageMerchant Industry
Phone Discount Rate
2.65%2.05%
Phone Transaction Fee
$1.00 - $1.5079 ¢
Monthly Service/Support/Statement Fee
$10 - $15$9.95


Other Fees (most clients do not experience these fees):
ServiceIndustry AverageMerchant Industry
Voice Authorization Fee
Note: only charged if you call the 800voice auth line to authorize a transaction.
$1.50
95 ¢
Surcharge
(corporate & international)
+ 3%
+ 1.98%
Chargeback / Retrieval Fee
Note: only charged if your customer disputes a charge. In practice this rarely happens.
$35
$25
ACH Reject Fee
Note: only charged if you lack funds in your bank account to cover credit card fees or debits.
$30
$25


Most other providers will try to charge you the following fees. We do not!

ServiceIndustry AverageMerchant Accounts Express
Annual Fee
up to $195$0
Batch Fee
30 ¢$0
Application Fee
$75 - $125$0
Setup Fee
$50 - $150$0
Programming Fee
$50 - $95$0
Monthly Maintenance Fee
$0 - $10$0
Checking Account Change Fee
$20$0
Overlimit Fee
varies$0
Authorize.net Gateway Setup
$99 - $299$0
Authorize.net Transaction Fee
10 ¢$0
JPOS Retail Swipe Software
$175 - $395$0
Check-by-phone/fax PC software
$149$0
Web Shopping Cart
$299$0
American Express Setup
$25 - $50$0

 













































 


     Merchant Industry LLC ® is a registered ISO/MSP of the following banks: First National Bank of Omaha, 1620 Dodge St., Omaha, NE and Wells Fargo Bank, N.A., Walnut Creek, CA. American Express require separate approval. All Rights Reserved. Reproduction without the written consent of Merchant Industry LLC ® is prohibited. Merchant Industry ® is a registered trademark and service mark of Merchant Industry LLC ®.